Scoring/Rating Models Analyst - SCFCountry: SpainSantander Consumer Finance is looking for a Scoring/Rating Models Analyst based in our Boadilla del Monte (Madrid) offices.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander (www.Santander.Com), we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business development related to consumer finance products, sales channels, and commercial agreements with dealers, vehicle manufacturers, or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers, or digital channels) and indirect sales (through third parties) of consumer finance products.Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture, and disability. Our mission is to contribute to help more people and businesses prosper.WHAT YOU WILL BE DOINGAs a Scoring/Rating Models Analyst, you will develop, monitor, and maintain models, focusing on Credit Risk models in Santander Consumer Finance.We need someone like you to help us in different fronts:Development of risk models: Plan and execute models workplans agreed with different sponsors; develop models according to internal standards and guidelines, different sponsors' needs, and regulatory requirements, subject to data availability and data quality; document and deliver the materials according to internal Group/local standards; support/participate during the implementation phase (pre-production, allocation, etc.); securitization processes support; etc.Monitoring of risk models performance and report: Execute and/or support the execution of monitoring reports; analyze the results of the monitoring in a proper and timely manner, proposing the actions needed in each case.Maintenance of Risk models: Assure adequate maintenance of models in force executing the actions needed in each case (recalibrate, adjust, time window updates, etc.) according to the results of the models monitoring, internal standards, and different sponsors' needs.Governance of risk models: Accompany the governance processes and supervisory exercises (Internal Validation, Internal Audit, ECB/NCAs), assuring that the recommendations/obligations related to the development and maintenance of models are met in a proper and timely manner.Transformation and evolution projects: Participate and/or sponsor local and global projects related to the digital transformation strategy in SCF (Data as a Service, migrations to new platforms, bottom-up approaches in stress models, industrialization/automation, etc.).Adaptation of standards and guidelines: Adapt to SCF idiosyncrasy and propose new ones for digital approaches.EXPERIENCEAt least 1-2 years of experience in admission, behaviour, fraud, propensity/affordability, residual value, etc. modeling.EDUCATIONQuantitative education oriented:Mathematics, Statistics, Engineering, Physics, Economics.Master in Quantitative Finance / Banking or similar.SKILLS & KNOWLEDGEKnowledge of scoring/rating modeling.Teamwork; multicultural environments.Management skills valuable (PMI, Agile, etc.).High level of programming skills in different languages (SAS, Python, R, Others).Fluent English (C1), spoken and written.If you want to know more about us, follow us on LinkedIn.#J-18808-Ljbffr