Job Description
Join a growing multinational working in Credit controlling located in Hospitalet de Llobregat (Barcelona). English fluency required.
Responsibilities
* Credit risk analysis:
o Obtaining financial information from rating agencies or financial statements and analyzing the solvency and credit history of customers to determine their ability to pay before extending credit conditions.
o Receive and analyze credit requests for high payment terms to escalate to approval matrix.
o Monitoring and proposing adjustments to limits based on customer behavior.
* Credit risk controlling:
o Monitoring debtor balances to ensure a reduction in debtors DSO.
o Ensuring credit and collection policies and procedures are followed within the organization.
o Liaising with internal credit departments in different regions.
o Checking that approved credit conditions are in line with the outstanding debt.
o Monitoring of approved credit conditions and customers without credit conditions.
o Monthly report to management on the evolution of Accounts Receivables.
o Identifying trends and recurring problems in each region.
o Evaluating and reporting potential credit risks for the company, proposing actions to mitigate risks.
o Bad debt provisions control.
o Teamwork within the Credit Management department.
* Credit insurance:
o Monitoring the use of credit insurance in all regions.
o Follow-up of insurance credit limit approvals, reductions, and withdrawals.
o Monitoring insurer extensions, claims, and collections.
Benefits
* 1 day of home office
* Food voucher
* Flexible benefits
* Fridays until 14h
#J-18808-Ljbffr